Moving In

The Final Chapter: Securing the Sale with Confidence

The closing of escrow marks the final step in your home-selling journey—where all agreed-upon terms are fulfilled, funds are released, and ownership officially changes hands. It's a moment of both closure and celebration.

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Step-by-Step: What Happens at Close of Escrow

1. Document Signing & Loan Finalization
Both buyer and seller meet to sign critical documents—such as the deed, loan paperwork, disclosures, and settlement statements. The lender finalizes the financing, and all legal documents are prepared for recording.
 

2. Funding & Disbursement
Once documents are signed, the lender transfers the necessary funds into escrow. The escrow or settlement agent then distributes the proceeds—paying off existing loans, covering agent commissions, and releasing net proceeds to you.
 

3. Title Recording & Ownership Transfer
The final step is recording the deed (and possibly the mortgage holding the loan) with the county recorder’s office. Only then is the sale officially recorded, and ownership legally transferred.
 

4. Post-Closing Essentials
After closing, title insurance is issued, documents are archived, and funds are disbursed to all required parties. You’ll receive confirmation of the sale and any relevant paperwork, including closing disclosures for your records.
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